THE IMPACT OF ASSET LIABILITY MANAGEMENT (ALM) ON NON-INTEREST INCOME STRUCTURE OF DEPOSIT MONEY BANKS (DMBs) IN NIGERIA

📄 Project Abstract

The study aims at examining the impact of Asset Liability Management on non-interest income structure of Deposit Money banks in Nigeria for the period of Year 2011 to Year 2015. The study reviews the role of non-interest income in the present day Nigeria banking system. The study adopts a trend analysis of non-interest income, non-interest income as a proportion of banks' net interest income and the extent to which banks' asset liability management have any significant impact on the extent to which non-interest income is a significant component of banks' aggregate performance. To achieve these, variables for asset liability management and non-interest income were obtained from Obrimah (2015) and DeYoung (2013) respectively. The study makes use of ordinary least square (OLS) technique for analyzing the regression model. Empirical findings show banks' asset liability management have impact on the extent to which non-interest income is a significant component of banks' aggregate perform...