Management Of Bank Liquidity As A Tool For Viability And Profitability A Case Study Of First Bank Nigeria Plc, Warri

📄 Project Abstract

Management of liquidity as a tool for viability and profitability is necessary in Banking industry to meet up customers demand and obligation financial and legal reserve requirement, gain the confidence of investors and the public at large. Banking has a always been the act of borrowing out short and long terms even the Goldsmiths and silversmiths, the borrowing of short and long terms is essential to the growth of business in the process however, liquidity risk is incurred. This arises four the obvious inevitable mismatch therefore adequate liquidity is required to mange the risk. Achieving liquidity was once a simple matter of selling short term assets. Today, for many big banks, it is primarily a matter of managing the maturity structure and the liability portfolio and issuing new debt to meet increments funding needs.