Evaluation Of Commercial Bank's Credit Policy: A Case Study Of United Bank For Africa Plc 1998

📄 Project Abstract

Credit policy is a sound and fulfilling monitor document that guides lending and its eventual recovery, thereby safeguarding banks against deteriorating into distress outfits. While some of these banks have collapsed due to defective credit policy, those presently surviving are forging ahead with reviragorated and reviewed credit policies that suits events of the times. In UBA Plc. which has been chosen for our case study the credit policy has just undergone dynamic but reflective change, to protect and manage lending generally. The objective however, is to provide better up-front financial and industry analysis and the consideration of the risks involved in our lending decisions. To adequately achieve a purposeful research edifice we used interview and questionnaire method in our research methodology to discretely evaluate Credit Policy of many banks and in particular the case of UBA. The response was high and interesting. However it simply seeks to provide disciplined approach to cre...