ABSTRACT
Micro Finance is a living idea and Nigeria and the rest of the world cannot do without Micro finance and SMEs in their bid to improving the living conditions of citizens and the alleviation of poverty around the world. The objectives of this research are, to; examine the impact of MFBs loans and advances on the net profit of SMEs, examine the impact of loans and advances on shareholders’ funds of SMEs and examine the impact of loans and advances on investment levels of SMEs in Nigeria. The ex post facto research design was adopted to enable the researcher make use of secondary data and determine cause-effect relationship. The data were analyzed using simple linear regression model. The results as revealed by the hypotheses tested indicated that; there was a negative non-significant impact of loans and advances on profitability; there was a positive significant impact of loans and advances on shareholders’ fund and lastly, there was a positive significant impact of loans and advances on the investment level of SMEs. It was also revealed from the study that since the introduction of Micro finance banking in Nigeria in December 2005, SMEs financing options have increased productivity and growth. Also, government policies on Micro finance have been effective, thus, Micro Finance banks have an impact on Small and Medium Scale Enterprises in Nigeria.
| Project details | Contents |
|---|---|
| Number of Pages | 87 pages |
| Chapter one | Introduction |
| Chapter two | Literature review |
| Chapter three | methodology |
| Chapter four | Data analysis |
| Chapter five | Summary,discussion & recommendations |
| Reference | Reference |
| Questionnaire | Questionnaire |
| Appendix | Appendix |
| Chapter summary | 1 to 5 chapters |
| Available document | PDF and MS-word format |
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