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ASSESSMENT OF RETIREMENT PREPAREDNESS AMONG CIVIL SERVANTS IN STATE HEALTH BOARD, ENUGU, ENUGU STATE, NIGERIA

CHAPTER ONE

 INTRODUCTION 
Background to the Study
 In Nigeria and other countries of the world, there is a distinctive national policy on employment, Nigeria national policy on employment stipulates both entry period and withdrawal period which is referred to as retirement. Retirement is often described as leaving the job at a specified period of time often after putting in some number of years (35 years) on the job or after attaining a given age of 60-65 years or in the case of voluntary retirement at least 10 years of continuous service. It entails leaving one’s regular routine or habitual career, position, business or active life (Amadu, 2010). Retirement can also be described as the final stage of an individual’s working experience when he/she quits from his/her occupation either voluntarily or compulsorily. There is age for retirement in both public and private sector to avoid declining productivity (Akpochafo,2011). Retirement from the world of work is a developmental task that can be viewed in varieties of ways. In very recent times, it has become a contemporary issue for discussion, debate, and writing in the news media both nationally and internationally. Akinade (2010) opined that retirement is the termination of a pattern of life and a transition to a new one. It always involves radical changes in interest, association, work and social aspect. It is the final withdrawal from active and regimented mode of occupation as a result of old age, poor health, social pressure or weariness after a protracted period on a particular job. It is a significant change to an individual’s lifestyle and as any change comes with element of emotion (Marceaus, 2012). The perception people have of retirement is a function of their understanding of what it connotes. Retirement is not only an employment job related concept but comes with several psychosocial connotations. From a vocational point of view, it is an indicator of the concluding stage of the occupational cycle at which certain material; vocational and experiential achievements are expected of the retiree (Oniye, 2011). It is important to note from the onset that among the various categories of workers in our labour force in Nigeria, the workers approaching retirement and retired should be our great concern (Alutu, 2009). Retirement as posited by Oniye (2011) is a complex process demanding serious planning.This he noted is possibly because of the fact that the experience each has in the course is to a large extent individualistic.Retirees especially those who fail to prepare adequately for retirement are bound to face certain problems in retirement for a number of reasons.Some of these reasons and accompanying problems include lack of understanding, financial problems, and health constraints (Aigbekaen, 2009).Every worker must have a date of withdrawal from work and it is a fact of human experience that is certain. Retirement is so serious that from the day an individual engages himself/herself in any private or public service, one thing that should remain in one’s mind is possible retirement which must come in a day (Adisa, 2012). The moment retirement is knocking at the door, it enters with challenges and expectations; some people consider their period of retirement with enthusiasm, while others mourn the day they will retire and even hate to discuss it due to failure to face the reality of retirement. (Adisa, 2012).Due to global, political and economic changes, it has become necessary for many organizations to undertake specific measures that would enable them to operate economically and profitably.The pre-retirees need to be assisted to make a smooth transition from an employed to self-employed status and enabling them to fit into the societies they retire into.This requires the management of trauma, removing of fears and other mental blocks that hinder the transition (Eyitayo, 2012). As retirement draws near, fear is sensitized into some potential retirees. In Nigerian situation, one of such change is the tendency for irregular earning as the pension and other entitlements may not be immediately forthcoming.Even when the entitlements are paid, a regular income can be said to be assured but certain changes have been introduced into the sphere of life and activities of the retirees from activity to inactivity, from social interaction with co-workers to a solitary and lonely life (probably relocated to the village where he was not used to and so on). The above position justifies the need for pre-retirement engagement\training\skill acquisition to keep the retirees occupied during post retirement period.

Project detailsContents
 
Number of Pages71 pages
Chapter one Introduction
Chapter two Literature review
Chapter three  methodology
Chapter  four  Data analysis
Chapter  five Summary,discussion & recommendations
ReferenceReference
QuestionnaireQuestionnaire
AppendixAppendix
Chapter summary1 to 5 chapters
Available documentPDF and MS-word format


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